Coverage,
decoded for founders.
Every plan type a woman-owned business might need — explained in plain language, compared across carriers, and curated by licensed advisors who actually answer the phone.
Six coverage layers. One licensed team.
Most founders need two or three of these stacked. Pick a tile to see plans, or get a tailored stack from the quote form.
Health
Best for solo founders and freelancers
- Annual preventive + OB/GYN
- Subsidies based on AGI
- ACA marketplace + off-exchange
Dental
Cleanings, ortho, and major work
- No waiting on preventive
- Adult ortho options
- Standalone or bundled
Vision
Screens-all-day founders
- Annual exam covered
- Frame + lens allowance
- Blue-light & contacts
Supplemental
Accident, critical illness, hospital cash
- Income protection layer
- Fast cash for deductibles
- Pairs with HDHP
Family
Parents, kids, and what's next
- Maternity & pediatric
- Subsidy-eligible HMOs/PPOs
- Add a newborn mid-year
Small Business
Founders with 1–25 on payroll
- SHOP + ICHRA setup
- Tax credit eligibility
- Carrier-direct quotes
What other founders are actually buying.
Three real combinations from women-owned businesses on our books — not theoretical bundles.
Solo founder
$280 – $520 / mo
- ACA Silver or Bronze HSA
- Standalone dental
- Accident supplemental
Pre-tax-friendly when paired with HSA contributions.
Founder + family
$780 – $1,640 / mo
- Family Gold HMO with strong OB/GYN
- Family dental + vision bundle
- Critical illness rider
Subsidies kick in below ~$120k household AGI.
Founder with team
Custom group rate
- SHOP group plan or ICHRA allowance
- Voluntary dental + vision
- Group life + disability
Eligible for up to 50% small-business tax credit.
Which structure fits your business?
Subsidies + guaranteed essential health benefits including maternity.
Network size varies wildly by carrier — check OB/GYNs first.
Eligible for the small-business healthcare tax credit (up to 50%).
Requires minimum employer contribution and participation rates.
Triple tax benefit + lower premiums in high-revenue years.
High deductible upfront — pair with accident supplemental.
Cheap, fast underwriting, instant ID cards.
Not ACA-compliant — no maternity, can deny preexisting conditions.
Compare plans from 50+ leading carriers
Not sure where to start?
Three minutes of questions, then we build the stack for you. Free, no SSN.
Get my quoteWant to talk first?
Book a 15-minute call with a licensed advisor who works with women-owned businesses every day.
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